---
title: Terms of Service
description: Review FJM Advisory Collective's Terms of Service, outlining your rights and responsibilities while using the website, including intellectual property and liability limitations.
---

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# Terms of Service

 Effective Novermber 5, 2025

## Terms of Service

Welcome to FJM Advisory Collective. By accessing or using our website, you agree to the following Terms of Service. Please read them carefully before using the site.

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### **1. Acceptance of Terms**

By visiting or using this website, you agree to comply with and be bound by these Terms of Service, along with our Privacy Policy. If you do not agree, please do not use the site.

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### **2. Website Use**

FJM Advisory Collective provides this website for general informational purposes. Visitors may browse, read, and share content for personal or professional reference, but may not:

- Use the site for unlawful or fraudulent purposes.
- Attempt to gain unauthorized access to the website, server, or related systems.
- Copy, distribute, or modify any material without prior written permission.

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### **3. Intellectual Property**

All content on this website—including text, design, graphics, logos, and other materials—is the property of FJM Advisory Collective unless otherwise noted. Content may not be reproduced, republished, or used for commercial purposes without our express written consent.

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### **4. Links to Other Websites**

This website may contain links to third-party sites for convenience or reference. FJM Advisory Collective does not control or endorse these websites and is not responsible for their content, policies, or practices.

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### **5. Disclaimer of Warranties**

The website and its content are provided “as is” and “as available,” without warranties of any kind—either express or implied. FJM Advisory Collective does not guarantee that the information on this site is always complete, current, or error-free, or that the website will be available without interruption.

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### **6. Limitation of Liability**

FJM Advisory Collective is not liable for any damages arising from the use—or inability to use—this website, including but not limited to indirect, incidental, or consequential damages.

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### **7. Changes to Terms**

We may update or revise these Terms of Service at any time. Updates will be reflected by the “Effective Date” above. Continued use of the site after any changes indicates acceptance of the updated Terms.

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### **8. Governing Law**

These Terms are governed by the laws of the State of Michigan, without regard to conflict of law principles.

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### **9. Contact**

For questions about these Terms, please contact:  
**FJM Advisory Collective**  
Email: francesca@fjmadvisorycollective.com  
Website: [www.FJMAdvisoryCollective.com](http://www.FJMAdvisoryCollective.com)

 

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